Need an appraisal in North Fort Myers or Lee County?

The top seven reasons why FL homeowners hire SNB Appraisals, LLC:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
To challenge a FL property tax assessment
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Lee county or FL

Need help deciding the price of your house in or near North Fort Myers, FL?
Contact SNB Appraisals, LLC.

At SNB Appraisals, LLC, we understand the particular needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at SNB Appraisals, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At SNB Appraisals, LLC, we're seasoned in helping consumers just like you remove unwanted and unneeded PMI insurance.

Challenging Lee county's assessment of your property

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from SNB Appraisals, LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. SNB Appraisals, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? SNB Appraisals, LLC offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.